ABOUT
The Tourism & Travel Industry Consumer Coalition was formed in 2015 to protect consumers and preserve the travel/tourism industry by developing, proposing and securing passage and implementation of comprehensive model rules and standards, as well as potential state and federal legislation that recognize the unique nature of risks and issues associated with travel.
The Coalition’s charge is to launch a coordinated effort with industry stakeholders, elected officials and national insurance regulatory bodies to form comprehensive rules concerning the jurisdiction of states over travel plans and other issues including the marketing and dissemination of travel plans that could include both insurance and non-insurance assistance and benefits. The Coalition will also seek to promote the advancement of uniform rules to govern the unique nature of tourism and travel.
The Challenge
State laws and regulations must progress with industry advancement and consumer needs. The National Conference of Insurance Legislators (NCOIL) developed a Model Act proposed by industry that provided a workable limited lines travel insurance licensing solution. The challenge is to work with regulators and legislators to implement solutions for the benefit of consumers.
Today’s Battle
Addressing the future regulatory landscape that preserves the unique nature of travel insurance and travel protection products offered through non-insurance channels of distribution. Travel insurance products should be regulated through a thoughtful approach that takes into account the unique needs of the consumer and risks associated with national and/or international travel. Join the Coalition as we make every effort to forge positive solutions for the burgeoning and all important tourism and travel industry.
Federal
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Lobby members of Congress for a source of industry uniformity.
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Draft and seek the passage of federal legislation to provide uniformity in all necessary key areas.
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Provide educational forums for Members of Congress and their staffs on the benefits of travel and tourism protection plans, consumer protections, and the importance of the proposed uniformity.
State Centered – Regulations
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Lobby stakeholders and specific state regulators and appear before selected committees/working groups to develop and advocate for model regulations/standards.
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Draft and seek approval of a Model Act or Standard to govern the issues of travel insurance regulation.
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Provide educational forums for state insurance commissioners and stakeholders on the benefits of travel insurance and complicated nature of the product offerings.
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Communication with stakeholders and state regulators to promote uniform enforcement that protects consumers.
State Centered – Legislation
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Draft and seek approval of an Model Act to provide uniformity.
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Lobby stakeholders and state legislators to develop and advocate for Model Act legislation which can be adopted through state legislation.
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Provide educational forums for state legislators and stakeholders on the benefits of travel insurance and complicated nature of product offerings.
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Develop grassroots lobbying campaigns, using social media and traditional press advocacy, to build public support for reform.